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    • Loan Types
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  • Loan Types
  • The Purchase Process
  • Blog

You Have Options

Conventional Loans

Conventional Loans

Conventional Loans

Typically the most common mortgage loan option. Loan amounts and guidelines set by Fannie Mae or Freddie Mac provide great options for buying or refinancing. Programs start with as little as 3% down. 

FHA Loans

Conventional Loans

Conventional Loans

FHA loans provide a little more flexibility to those seeking a mortgage, especially first time buyers. Let's compare this option to see if it might be a better fit.

VA Loans

Conventional Loans

Jumbo Loans

Veterans or Active Duty service members. Thank you for what you do. If you have earned your VA loan benefits you should take advantage of them. Programs start with as little as $0 down payment. 

Jumbo Loans

Construction Loans

Jumbo Loans

Buying or refinancing a home that exceeds the Fannie or Freddie loan limits. We have the jumbo loan products you are looking for.

Construction Loans

Construction Loans

Construction Loans

Building a new home doesn't have to be stressful. Explore our options for your primary home or an investment property. Including options like a one-time close for additional peace of mind.

DSCR For Investors

Construction Loans

Construction Loans

If you own investment properties or have considered buying one, you need to hear about this program. Using a more business minded approach towards lending provides flexibility and simplicity.

HECM aka Reverse Mortgage

Alternative Income Programs

HECM aka Reverse Mortgage

A reverse mortgage can be an amazing retirement income or savings component. Although not right for everyone, having a thorough conversation about it and your individual situation is a great way to educate yourself about the possibilities.

Renovation Loans

Alternative Income Programs

HECM aka Reverse Mortgage

Fix and Flip or Fix and Hold options with a little more flexibility than those offered through Fannie Mae or FHA. Good option for flippers with all levels of experience.

Alternative Income Programs

Alternative Income Programs

Alternative Income Programs

Some self-employed people have great cash flow but limited income on their tax returns. Using bank statements or a P&L to show cash flows for income purposes opens doors when traditional programs won't work.

ITIN / EAD Loans

ITIN / EAD Loans

Alternative Income Programs

Some borrowers who have the legal right to live and work here may not fit into traditional lending programs. We have specific programs just for this.

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